Tovar Ramirez & Associates, INC.

Celeste is native to Utah! She is an amusement park enthusiast and loves to spend time with her friends. She is always here to help our customers with their business needs!

Kate is from Ogden! she is our amazing office manager. she loves spending time with her daughter and her dog. She has been in the customer care industry for 3 years. Reach out to her for any questions you may have on your insurance!

Susana Perez is a bilingual (English/Spanish) insurance professional passionate about helping people feel confident and protected. Originally from Uruguay, she brings a down-to-earth style and strong sales/client care background. At American Family,