Simplified term life insurance
DreamSecure Simplified Term Life Insurance and DreamSecure EasyProtect Term Life Insurance
- Get protection for your loved ones quickly and easily
- Choose from a variety of term lengths and coverage amounts
More about simplified term life
What is simplified term life insurance?
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Benefits of simplified term life insurance
Simplified term life insurance options
DreamSecure Simplified Term Life Insurance
DreamSecure EasyProtect Term Life Insurance
DreamSecure EasyProtect Term Life Insurance is available in 10-year, 15-year, and 20-year terms. Depending on age, coverage amounts are between $150,000 and $750,000.
To apply for this policy, you must have an eligible American Family Insurance home, auto or farm/ranch policy**. Additionally, current American Family Life Insurance Company term insurance customers in the last year of their initial term period or the first 60 days of the annual renewal period are eligible to apply for DreamSecure EasyProtect Term Life Insurance.
There are no phone interviews or lengthy questionnaires during the application process. Most customers can get a decision within an hour.
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This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
The words lifetime, lifelong and permanent are subject to policy terms and conditions.
*After the initial term, DreamSecure Simplified Term Life Insurance can be renewed with increased premiums for additional one-year terms of coverage, up to the policy anniversary on or after the primary insured’s 95th birthday.
**In order to apply for a DreamSecure EasyProtect Term Life Insurance policy, a customer must have an eligible policy underwritten by American Family Mutual Insurance Company, S.I., American Family Insurance Company, American Standard Insurance Company of Wisconsin, or American Standard Insurance Company of Ohio, or be a customer with an eligible term life insurance policy underwritten by American Family Life Insurance Company and be within the last year of the initial level term period or the first 60 days of the annual renewal period. Additional criteria to apply for a policy may be applicable. Contact an agent for information about your eligibility.
†Exercising the Accelerated Death Benefit option may have tax consequences and could impact qualification for government benefits. Policy Forms: ICC18-36 (10), ICC18-36 (15), ICC18-36 (20), ICC18-36 (30), L-36 (10)(ND), L-36 (15)(ND), L-36 (20)(ND), L-36 (30)(ND), L-36 (10)(SD), L-36 (15)(SD), L-36 (20)(SD), L-36 (30)(SD), ICC22 L152 MS 06 22, L152 ND 06 22, L152 SD 06 22
Rider Forms: ICC18-WP (TERM), L-WP (TERM), L-WP (SD)(TERM), ICC17-ACDB TERM, L-ACDB TER, ICC19 L335 MS 04 20, L335 MS 04 20
Life insurance underwritten by American Family Life Insurance Company, 6000 American Parkway, Madison, WI 53783.