Farm and ranch insurance
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Which farm and ranch policy is right for you?
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What does farm and ranch insurance cover?
- Coverage for your home/dwelling coverageDwelling coverage is similar to homeowners insurance. This protection covers the structure of your home, including fire, lightning, windstorms, hail, vandalism, theft and more.
- Farm liability coverageProvides protection for the unexpected — including bodily injury, medical expenses or damage you may cause to someone else's property.
- Farm structure and outbuilding coverageThis coverage protects buildings and structures on your farm or ranch. Examples include barns, machine sheds, detached garages and other listed outbuildings.
- Livestock and farm animal insuranceLivestock is an important investment. With this add-on, you can get the financial protection you need.**
- Tractor and farm equipment insurance coverageCoverage that helps protect your assets. You're covered in case your equipment gets damaged, or your property is damaged.**
- Farm equipment breakdown coverageThis covers a direct physical loss to your covered equipment due to equipment breakdown.
- Farm income coverageAdd this to your base coverage for more protection. When a covered event damages your covered property, you can get reimbursed for loss of farm earnings, extra expenses or farm rent.
- Replacement cost coverage for irrigation systemsPurchasing this optional coverage helps with irrigation system replacement costs.
- Additional farm and ranch property coveragesOptional coverage that offers extra protection, including increased limits on borrowed machinery, livestock and more.
- Supplementary coveragesExtra protection built into your policy for things like fire department service charges, debris removal, signs, fences, trees and more.
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The information on this web page represents only a brief description of coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
* Discount and savings amounts and product eligibility will vary by state, property type, policy form and company underwriting the auto and/or homeowners policy. Discounts may not apply to all coverages on an auto or property policy. Discounts do not apply to a life policy. Some restrictions may apply.
** Refer to your policy documents for coverage limit details. Coverage applies to covered losses only after your individual property & coverage specific deductible(s) has been met. Please speak with your agent to learn more about your coverage options.